REPLACEABLE.TODAY
ROI calculator

Is the reskill worth it?

Drag the inputs. Everything recomputes live. Illustrative, pre-tax, no discounting.

Current salary$60k
Target salary$85k
Training cost$8k
Months out of work6 mo
Annual raise3%
Break-even

1.9 yrs

until the switch pays back

10-year net gain

$382k

vs staying put

Total cost

$38k

tuition + income given up

Cumulative earnings

SwitchStay
Yr 0Yr 2Yr 4Yr 6Yr 8Yr 10
i

The switch pays back after 1.9 yrs and is $382k ahead over ten years. Training cost is small next to the salary step-up.