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Career path · United States

Accounts Receivable Clerk: career path and pay in the US

Where a Accounts Receivable Clerk goes next, what each step typically pays in the United States, and how exposed the path is to AI replacement. 3 steps, from Accounts Receivable Clerk to Accounts Receivable Manager.

Also for the United Kingdom: Accounts Receivable Clerk in the UK

The path

Step 1 · 0 to 2 years

Accounts Receivable Clerk

High · 76%

$40K to $60K

Typical US pay for this job title, retrieved September 2026.

What this step adds

Invoice generationPayment processingCustomer communicationBasic accounting

Step 2 · 2 to 5 years

Accounts Receivable Specialist

Moderate · 52%

$50K to $75K

Typical US pay for this job title, retrieved September 2026.

What this step adds

CollectionsCredit analysisCustomer relationship managementCash flow management

Credentials that help: AR Specialist Certification - US, ACCA (in progress) - UK/EU, CIMA (in progress) - UK/EU.

Step 3 · 5 to 10 years

Accounts Receivable Manager

Moderate · 52%

$65K to $100K

Typical US pay for this job title, retrieved September 2026.

What this step adds

Credit policy developmentTeam leadershipFinancial forecastingRisk assessment

Credentials that help: CPA (optional) - US, Credit Management Certification - US, ACCA - UK/EU, CIMA - UK/EU.

Exposure and pay along the path

Exposure to AI, now to later

76% → 52%

Falls 24 points. Each step is harder to automate than the last. Lower is better.

Typical pay, now to later

$40K to $60K → $65K to $100K

US estimates by job title, Glassdoor, Indeed and PayScale US. Indeed publishes a hourly average for Accounts Receivable Clerk ($23.23); this band converts it at 40 hours a week.

What the work involves

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

Skills that matter most

  • Mathematics
  • Reading Comprehension
  • Active Listening
  • Critical Thinking
  • Writing
  • Speaking

Knowledge areas

  • Customer and Personal Service
  • Administrative
  • Mathematics
  • English Language
  • Economics and Accounting
  • Computers and Electronics

Education people bring

  • High School Diploma or the equivalent (such as a GED): 41%
  • Post-Secondary Certificate: 21%
  • Bachelor's Degree: 12%

Job Zone 3, job Zone Three: Medium Preparation Needed. Previous work-related skill, knowledge, or experience is required for these occupations. For example, an electrician must have completed three or four years of apprenticeship or several years of vocational training, and often must have passed a licensing exam, in order to perform the job.

Other paths from here

More Finance paths in the US

Related occupations in O*NET: Billing and Posting Clerks, Payroll and Timekeeping Clerks, Brokerage Clerks, Credit Authorizers, Checkers, and Clerks, Office Clerks, General.

Your own role

How exposed is your job, task by task? Free score in under a minute.

SourcesSalary bands: Glassdoor, Indeed and PayScale US, US national averages by job title, retrieved September 2026Skills, knowledge and education: O*NET 31.0 Database

This page includes information from the O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license. O*NET® is a trademark of USDOL/ETA. CC BY 4.0

Salary estimates by job title from Glassdoor, Indeed and PayScale, retrieved September 2026. Each band runs from 20% below to 20% above the reported average, rounded to $5K. Exposure percentages and the skills listed under each step are this app's own editorial ratings, not published data.